Finding mold when buying or selling a home

Buying or Selling a home?  You want to make sure mold is not present. Before you buy or sell your home, here’s some tips from the experts at Superior Healthy Indoor Air.

Is mold damage covered by homeowners insurance?

Mold removal is only covered when the source of the mold is a peril already covered in your homeowners insurance policy, such as water damage. Standard policies protect you from water damage caused by sudden and accidental incidents such as a burst pipe or an overflow AC unit. 

Examples of when mold is covered by home insurance:

  • water heater ruptures
  • home fire and mold develops after firefighters use water to extinguish flames
  • Dishwasher malfunctions and floods your kitchen

Examples of when mold isn’t covered by insurance.

  • bathtub has leaked for years, resulting in mold infestation
  • humid climate and failure to use a dehumidifier in your basement—resulting in black mold
  • storm causes flooding and subsequently mold growth in your home

Is there a special over the counter spray that can remove mold?

There are a few over the counter sprays that can help with the reduction of mold and the musty smell, however, there is no guarantee that this will permanently solve your mold issues. When selling a home, we highly encourage you to call a professional. 

What happens when a home inspector finds mold in a house?  What happens next?

If the mold is found during the home inspection that the buyer paid for, the seller should pay for the removal of the mold. However, they are not required to (depending on the state rules). This is where the buyer can have the upper hand and ask for a negotiation of the sale price.

Is it possible to have a mold-free home?

There is no such thing as a mold-proof home. Mold spores exist in the air inside our homes, but we can cohabit peacefully as long as those spores don’t find moisture and start growing.

Any other tips on mold to consider when selling or buying a home?

  • Know when to get a mold inspection or skip straight to remediation
  • Keep your DIY mold cleanup efforts to a 10 square food area. Anything larger you need to call a pro.
  • Always disclose known mold issues to buyers
  • Document any mold you find and the steps you take to remediate it.
  • Make sure the mold remediation company you choose has the proper certifications 

For more information on mold prevention and remediation, talk with a Superior expert!